Car is sure to cast protect first-rate solution of 5 plan details
From; Author:Stand originally
Characteristic: Defend fully comprehensive insurance, be prepared for danger in times of safety just now precautions averts perils. A place difficult of access that can guarantee is planted cast entirely protect, easy start off, a variety of risks that need not fear traffic place is brought.
Applicable object: Mechanism, institution, big company.
Advantage: All accident loss that concerns with the car almost can get compensatory. Cast the staff that keep to need not cannot get compensation to protect certain danger less to plant, assume project the loss that keeps decision-making error.
Defect: Keep insurance cost of fully comprehensive insurance taller, certain a place difficult of access is planted the machine rate of be or get out of danger is very minor.
Citing: With value 160 thousand yuan new car is exemple, new increase rate of cost of equipment loss danger to be 1.2 % ; The cost rate of danger of spontaneous combustion loss is 0.4 % . Criterion:
(1) danger of the responsibility on the car casts by the seat protect 500 thousand yuan: = of 160000%26times;1.0% of + of 160000%26times;0.4% of + of 30000%26times;1.2% of + of 3460%26times;20% of + of 160000%26times;0.15% of + of 3460 + 500000%26times;0.9% 11492 yuan
(2) danger of the responsibility on the car casts by seating of check and ratify protect 500 thousand yuan: = of 160000%26times;1.0% of + of 160000%26times;0.4% of + of 30000%26times;1.2% of + of 3460%26times;20% of + of 160000%26times;0.15% of + of 3460 + 500000%26times;0.5% 9492 yuan
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